Your Household Budget Summary
Please see a breakdown of your budget summary below. You can download this or print this off for your reference. You could use this summary for contacting your creditors if you have outstanding debts and you are needing to write to them.
Use this link to find out how you can deal with any debts you have. https://opfs.org.uk/what-to-do-if-in-debt (this link opens in a new window).
Your Income
Earnings
Amount
How often?
Net Income (after Tax, National Insurance etc)
Amount
£0
How often?
Earnings from Self-employment
Amount
£0
How often?
Statutory Sick Pay
Amount
£0
How often?
Statutory Maternity Pay
Amount
£0
How often?
Total earnings per month
£0
Benefits & Tax Credits
Amount
How often?
Universal Credit
Amount
£0
How often?
Employment Support Allowance
Amount
£0
How often?
Job Seekers Allowance
Amount
£0
How often?
Income Support
Amount
£0
How often?
Scottish Child Payment
Amount
£0
How often?
Adult Disability Payment/Personal Independence Payment
Amount
£0
How often?
Child Disability Payment/Child Disability Living Allowance
Amount
£0
How often?
Child Benefit
Amount
£0
How often?
Child Tax Credit
Amount
£0
How often?
Working Tax Credit
Amount
£0
How often?
Other Benefits
Amount
£0
How often?
Total benefits per month
£0
Other Income
Amount
How often?
Child Maintenance
Amount
£0
How often?
Informal Child Support
Amount
£0
How often?
Other Support
Amount
£0
How often?
Total income for children per month
£0
Income For Children
Amount
How often?
Student income
Amount
£0
How often?
Other income
Amount
£0
How often?
Total other income per month
£0
Your total income
£0
Your Bills
Housing
Amount
How often?
Rent
Amount
£0
How often?
Mortgage
Amount
£0
How often?
Mortgage Payment Protection Insurance
Amount
£0
How often?
Mortgage Life Insurance
Amount
£0
How often?
Building Insurance
Amount
£0
How often?
Factors Fees
Amount
£0
How often?
Total housing costs per month
£0
Household Bills
Amount
How often?
Council Tax
Amount
£0
How often?
Gas
Amount
£0
How often?
Electricity
Amount
£0
How often?
Food & housekeeping
Amount
£0
How often?
T.V. Licence
Amount
£0
How often?
Cable/Satellite/Internet
Amount
£0
How often?
Telephone Home
Amount
£0
How often?
Telephone Mobile
Amount
£0
How often?
Maintenance Contracts
Amount
£0
How often?
Insurance Life/Contents
Amount
£0
How often?
Health Costs
Amount
£0
How often?
Leisure (i.e. Netflix or other subscriptions)
Amount
£0
How often?
Clothing
Amount
£0
How often?
Hire Purchase
Amount
£0
How often?
Other Living Costs
Amount
£0
How often?
Total household bills per month
£0
Travel
Amount
How often?
Public Transport
Amount
£0
How often?
Petrol/Diesel/Electric Charging
Amount
£0
How often?
Car insurance
Amount
£0
How often?
Car loan
Amount
£0
How often?
Road tax
Amount
£0
How often?
Car Maintenance
Amount
£0
How often?
Other car costs
Amount
£0
How often?
Bike / e-scooter
Amount
£0
How often?
Total travel costs per month
£0
Children’s Expenses
Amount
How often?
Childcare costs
Amount
£0
How often?
School meals
Amount
£0
How often?
School tuckshop
Amount
£0
How often?
School activities
Amount
£0
How often?
Children’s clubs
Amount
£0
How often?
Children’s pocket money
Amount
£0
How often?
Family Activities
Amount
£0
How often?
Other children’s costs
Amount
£0
How often?
Total children’s expenses per month
£0
Your total bills
£0
Surplus/Deficit
£0
Your Debts
Priority Debts
Amount
How often?
Rent arrears
Amount
£0
How often?
Council Tax Arrears
Amount
£0
How often?
Court Fines Arrears
Amount
£0
How often?
Electricity Arrears
Amount
£0
How often?
Gas Arrears
Amount
£0
How often?
Hire Purchase / Conditional Sale
Amount
£0
How often?
Income Tax/ National Insurance Debt
Amount
£0
How often?
Sheriff Court Fines Arrears
Amount
£0
How often?
Maintenance/ Child Support Arrears
Amount
£0
How often?
Mortgage Arrears
Amount
£0
How often?
Mortgage Capital
Amount
£0
How often?
Other Priority Debt
Amount
£0
How often?
Parking Penalty Charges
Amount
£0
How often?
Secure Loans Arrears
Amount
£0
How often?
T.V. Licence Arrears/ Non-Payment
Amount
£0
How often?
Hire Purchase / Conditional Sale
Amount
£0
How often?
Utilities Bills (Both) Arrears
Amount
£0
How often?
Amount
£0
How often?
Amount
£0
How often?
Amount
£0
How often?
Amount
£0
How often?
Amount
£0
How often?
Total priority debts per month
£0
Non-Priority Debts
Amount
How often?
Amount
£0
How often?
Amount
£0
How often?
Amount
£0
How often?
Amount
£0
How often?
Amount
£0
How often?
Amount
£0
How often?
Amount
£0
How often?
Amount
£0
How often?
Amount
£0
How often?
Amount
£0
How often?
Amount
£0
How often?
Amount
£0
How often?
Amount
£0
How often?
Amount
£0
How often?
Amount
£0
How often?
Amount
£0
How often?
Amount
£0
How often?
Amount
£0
How often?
Amount
£0
How often?
Amount
£0
How often?
Amount
£0
How often?
Amount
£0
How often?
Amount
£0
How often?
Amount
£0
How often?
Non-Priority Debts
Total Amount
Pro rata
How often?
Total Amount
£0
Pro rata
£0
How often?
Total Amount
£0
Pro rata
£0
How often?
Total Amount
£0
Pro rata
£0
How often?
Total Amount
£0
Pro rata
£0
How often?
Total Amount
£0
Pro rata
£0
How often?
Total Amount
£0
Pro rata
£0
How often?
Total Amount
£0
Pro rata
£0
How often?
Total Amount
£0
Pro rata
£0
How often?
Total Amount
£0
Pro rata
£0
How often?
Total Amount
£0
Pro rata
£0
How often?
Total Amount
£0
Pro rata
£0
How often?
Total Amount
£0
Pro rata
£0
How often?
Total Amount
£0
Pro rata
£0
How often?
Total Amount
£0
Pro rata
£0
How often?
Total Amount
£0
Pro rata
£0
How often?
Total Amount
£0
Pro rata
£0
How often?
Total Amount
£0
Pro rata
£0
How often?
Total Amount
£0
Pro rata
£0
How often?
Total Amount
£0
Pro rata
£0
How often?
Total Amount
£0
Pro rata
£0
How often?
Total Amount
£0
Pro rata
£0
How often?
Total Amount
£0
Pro rata
£0
How often?
Total Amount
£0
Pro rata
£0
How often?
Total Amount
£0
Pro rata
£0
How often?
Total non-priority debts per month
£0
Your total debt
£0
Unallocated Money
£0
The pro-rata calculations above are done by using all of your unallocated money you have left after considering your earnings and expenses.
