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Useful debt resources

Last updated: 02/02/2026

This Self-help tool is designed to help you deal with debts yourself but remember if you are in debt there are lots of free money advice services you can contact who will act for you. If you have received any court papers or a Priority Creditor is pursuing you it is always better to seek free professional help.

OPFS money and debt advice service

OPFS’s money and debt advice service provides free, confidential advice for single parents anywhere in Scotland.

Our expert advisers will work with you every step of the way to understand your financial situation, explore all available options for managing your debt and provide support with putting your chosen solutions into action.

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Below are some resources to support you with debt advice and financial support:

Links to useful websites for free credit rating checks:

 

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You may not want other people to know that you’ve been searching for information or help from OPFS.

When browsing the internet whether on a mobile phone, tablet or computer, you leave a ‘history’ trail of pages and sites you’ve visited.

It’s impossible to completely avoid being tracked online but if you’re worried about someone knowing which sites you’ve been looking at, there are some things you can do to help cover your tracks.

If you’re using a laptop or desktop computer, try keeping another document or website open in a new tab or window while browsing. If someone comes in the room and you don’t want them to see what you’re looking at, you can quickly switch to another window or tab.

Deleting browsing history

You can delete the history of websites you’ve visited, but it’s important to know that if you delete your browsing history, someone else using the same device may notice.

If you share a tablet, mobile phone, laptop or computer with someone, they might notice that passwords or website addresses have disappeared from their history.

Find out how to remove your browsing history and other data from some of the most commonly used browsers:

Browsing in Private mode (incognito)

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Toolbars

If you use a search toolbar in your web browser, remember that your searched items can be saved as part of your history. Find out how to delete your searched items from the following search engines: