What to do if you are in debt

Once you know your family budget you can start to look at how you can deal with any debts you have.


Useful debt resources

This Self-help tool is designed to help you deal with debts yourself but remember if you are in debt there are lots of free money advice services you can contact who will act for you.


Priority and non priority debts

Debts are split into priority and non-priority debts. Priority debts are ones that have serious consequences if you don’t pay them for example if you don’t pay your rent you could be evicted.


Dealing with your creditors

If you have more money going out than you have coming in, you need to get support from a free professional money adviser to help you improve the financial wellbeing for you and your family.