Useful debt resources
Last updated: 02/02/2026
This Self-help tool is designed to help you deal with debts yourself but remember if you are in debt there are lots of free money advice services you can contact who will act for you. If you have received any court papers or a Priority Creditor is pursuing you it is always better to seek free professional help.
OPFS money and debt advice service
OPFS’s money and debt advice service provides free, confidential advice for single parents anywhere in Scotland.
Our expert advisers will work with you every step of the way to understand your financial situation, explore all available options for managing your debt and provide support with putting your chosen solutions into action.
Get in touch today
Below are some resources to support you with debt advice and financial support:
- Money Support Scotland
- Money Advice.Scot
- Christians against poverty
- National Debt Line
- Step Change debt charity
- Money Talk Team
Links to useful websites for free credit rating checks: