What is universal credit?

Last updated: 22/01/2020

Universal credit provides financial support, for living expenses and housing costs, to working age people both in and out of work and their families. The amount you get is based on your income.

Universal credit has replaced income support, income-based jobseeker’s allowance, income related employment and support allowance, housing benefit, child tax credit and working tax credit. These are now referred to as legacy benefits. Although you may be getting these benefits now there are no new claims being taken for them.

The benefits not being replaced by universal credit are still available.

Universal credit needs to be claimed online and is worked out monthly in arrears.