Making the most of your family budget

The cost of living is impacting families up and down the country. Energy, petrol, food and taxes are all rising while income, for many, remains the same.

We have put together some information and links to help you make the most of your family’s budget.

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Your budgeting and debt planner

We have put together this self help guide to help you do a weekly budget and contact your creditors. This tool should help you understand what you’re spending and where you might be able to cut costs.

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How to budget

A household budget is like a plan for how you’re going to use your money. It helps you decide where your money will go each month, making sure you have enough for the important things and maybe even some fun stuff.

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Reduce your living costs

If you want to make the most of your income as fast as possible, one of the best things you can do is reduce your cost of living.

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What to do if you are in debt

Once you know your family budget you can start to look at how you can deal with any debts you have.

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Money worries

Many single parents worry about money and making ends meet. It’s good to find out as much as you can about any help on offer.

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Are you getting all the benefits you should be?

In order to maximise your income, check you are getting all the benefits you are entitled to.

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Covering your tracks

You may not want other people to know that you’ve been searching for information or help from OPFS.

When browsing the internet whether on a mobile phone, tablet or computer, you leave a ‘history’ trail of pages and sites you’ve visited.

It’s impossible to completely avoid being tracked online but if you’re worried about someone knowing which sites you’ve been looking at, there are some things you can do to help cover your tracks.

If you’re using a laptop or desktop computer, try keeping another document or website open in a new tab or window while browsing. If someone comes in the room and you don’t want them to see what you’re looking at, you can quickly switch to another window or tab.

Deleting browsing history

You can delete the history of websites you’ve visited, but it’s important to know that if you delete your browsing history, someone else using the same device may notice.

If you share a tablet, mobile phone, laptop or computer with someone, they might notice that passwords or website addresses have disappeared from their history.

Find out how to remove your browsing history and other data from some of the most commonly used browsers:

Browsing in Private mode (incognito)

When browsing ‘incognito’, the internet browser won’t store cookies or record your browsing history on the computer, mobile or tablet.

This option is available on popular web browsers i.e. -

Toolbars

If you use a search toolbar in your web browser, remember that your searched items can be saved as part of your history. Find out how to delete your searched items from the following search engines: